comparison

Proforma vs commercial invoice

the verdict

A proforma invoice is a preliminary, quote-style document that sets out the expected cost of goods or services before they're supplied. A commercial (or final) invoice is the actual, legally binding demand for payment issued once the work is done or goods are shipped. A proforma is not a request for payment and cannot be used to reclaim tax; the commercial invoice can.

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A proforma invoice and a commercial invoice can look almost identical, but they sit at opposite ends of a transaction: one estimates the cost before the sale, the other demands payment after it.

This page sets out what each document is, when to use it, and why only the commercial invoice has standing for your accounts and for tax.

Not valid for taxa proforma invoice has no standing for VAT or tax reclaim — only the final commercial invoice can be used to recover input taxSource: Sage

What a proforma invoice is

A proforma invoice is sent before a transaction is finalised. It looks like an invoice and shows the items, quantities and expected prices, but it's really a good-faith estimate or confirmation of what's about to be supplied. It helps a buyer arrange budget, internal approval or — in international trade — customs paperwork, without committing either side to a final figure.

Crucially, a proforma is not an accounting document. It shouldn't be entered in your sales ledger as money owed, and the buyer cannot use it to reclaim VAT or claim a tax deduction.

What a commercial invoice is

A commercial invoice — often just called the final invoice — is the binding request for payment. It carries a unique invoice number, is recorded in your accounts as a sale, and is the document the buyer pays against and uses for tax. In international shipping, the commercial invoice is also the formal record customs uses to assess duties.

When to use each

Use a proforma when a client needs a firm idea of cost before committing, when they need to raise a purchase order, or when goods crossing a border need pre-shipment documentation. Switch to a commercial invoice once the order is confirmed or the work delivered.

Proforma vs. commercial invoice

Proforma invoiceCommercial invoice
When it's issuedBefore the sale, to confirm expected costAfter the sale, to demand payment
Invoice numberNo fixed number neededUnique, sequential number
In your ledgerNot recorded as a saleRecorded as a sale
Valid for taxNoYes

frequently asked

Can a customer pay against a proforma invoice?
They can choose to pay early on the strength of a proforma — it's common for deposits — but the proforma itself isn't a formal demand and isn't valid for tax. Once paid, you should issue a proper commercial invoice for your records and theirs.
Does a proforma invoice need an invoice number?
Not a sequential sales number, because it isn't recorded as a sale. Many businesses give it a reference and clearly mark it 'Proforma' so it's never confused with a final invoice that does need a unique number.
Is a proforma the same as a quote?
They're close. A quote is usually more informal, while a proforma is laid out like an invoice and often used where formal documentation is expected, such as customs or internal procurement. Neither is a binding demand for payment.

Published June 14, 2026 · Last updated June 16, 2026

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